We are experiencing a paradox, a great paradox. And it is not good. Uncertainty in the long term but in the middle of duplicated days. For more than two months, we have been living in “Groundhog Day”. The effects and evolution of Covid19 in the generation of millions of infections and thousands of deaths, the […]
My personal, very deep, recognition goes to those of you who have been working since the beginning of the Covid19 crisis on the front line, with risks to your health and that of your families: health-care staff, security forces, transporters, employees of the Post Office and bakeries, employees of supermarkets, gardeners, employees of financial institutions, […]
We are starting to recover from the shock. We are now aware of what it is, we know the effects of Covid19, unfortunately on our health, but also on the effects on the way we work. In Spain there are hundreds of thousands or millions who are working remotely and many others who are helping […]
More and farther, our desire We would like to see more and farther than our predecessors, we are not going to have keener vision or greater height, but we will be lifted up and borne aloft on their gigantic stature. We are dwarfs, but dwarfs who stand on the shoulders of those giants, and small […]
Nothing to worry about and plenty to enjoy! “An all inclusive vacations is travel travel as it’s meant to be: nothing to worry about and plenty to enjoy, all day and all night”. That’s right! That’s what we like. We won’t to get shocked by hidden fees on check-out. follow this post “pain of paying”. When […]
What kind of personality best describes you as an investor? Financial coaching (2) Our different personality traits and preferences, along with a wide range of behavior with emotional and cognitive biases, have a strong impact on the way that we invest. The following are the ten worst errors of beginner investors. The idea that our money works […]
Coaching is also financial (1) Financial coaching is emerging as a differentiated approach to develop financial skills. It is a process that helps people to define financial goals and implement action plans. Financial coaching is currently developing and facing several challenges, including the lack of evidence in the practice. The development of financial coaching will […]
Financial inclusion can be improved by nudges. We can give a hand to our decision-making. Yes, people can. You can improve financial inclusion by nudges in a country like Afghanistan, in which only 10% of Afghans have a Bank account to save in. With the help of behavioral economics a savings product has been designed. M-pasandaz (“M-saving” in Dari) automatically and through mobile […]
Everybody has de right to disconnect. Whay then can´t we stop shecking our emails? Dopamine, herding, present bias, regret… can all be reasons for our constant connectivity. The world of work is constantly being changed by digital technologies. Bahavioral patterns, the traditional workplace itself doesn´t always exist. Employees are more and more connected outside work […]
Way do we like doing some things, but not when we are paid to do them? We live in two diferent worlds simultaneously. One in wich social norms prevail and the other where mercantile norms provide the guidelines. Social essence is in our social norms, our need to communicate with each other. They do not […]
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